Renovating Retirement With Charlie Jewett Charlie Jewett: Author, Speaker, Coach, Whistle-Blower, Insurance Agent, In

Today we reveal three tricks to dramatically increase retirement income, including the often overlooked benefits of reverse mortgages and annuities.
Eliminate bills. It's awesome. - Charlie Jewett
Tired of seeing people struggle to make ends meet in their golden years, we have dedicated ourselves to finding innovative ways to increase retirement income. Discover the power of annuities as an alternative to traditional stock market investments.
After listening to this episode, you will be able to:
Boost your retirement resources by harnessing the benefits of annuities.
Explore the hidden value of reverse mortgages for a financially stable retirement.
Learn clever tactics to amplify annuity benefits, securing your financial future.
Unravel the riddles of "fake math" and demystify perplexing pension structures.
Forge a dependable and perpetual income channel through annuity expertise.
If you have any questions, we are more than happy to answer them. Just reach out to info@renovatingretirement.com, anytime!
For more info, episodes, and notes, head on over to https://renovatingretirement.com
Thanks for listening, and please subscribe to or follow the podcast wherever you get your podcasts from and be sure to share with your friends and family as well. Thanks again!
About Charlie Jewett
Charlie Jewett is an author, speaker, recruiter, trainer, consumer advocate and investment advisor from San Diego, CA. As the “Financial Services Whistleblower” Charlie has been trying to change the way that industry professionals and consumers think about retirement since 2005. With considerable years of experience and an array of professional certifications, Charlie focuses on stock market alternatives combined with tax-free retirement income and provides educational materials that help people to create their ideal retirement plan. He is the host of two podcasts, Renovating Retirement and Target Practice for Advisors, as well as the author of “Renovating Retirement” and “Two Ways to Be Debt Free”, both available on Amazon Kindle.
About Bobby Alford
Bobby Alford has walked an unconventional path to becoming the CEO of Renovating Retirement. He spent 10 years in the US Submarine force, both as an officer and enlisted person, earning a degree in nuclear engineering along the way. Bobby then joined corporate America and worked for a Fortune 50 company in operations, finance, and sales management roles. After getting his MBA, he began working with military veterans to improve their retirement options. At that point, he found Charlie Jewett and learned how to truly impact a person's financial life using the MERIT model of planning. Bobby joined Charlie and now uses his skills to grow their company toward achieving the goal of creating $1 billion dollars of annual tax-free money for their clients.
 

We are back with special guest April Brown to dispel the myths and show you the truth. Join us to learn how Annuities can provide a secure, low-risk retirement income strategy.
In this episode, we uncover hidden truths about brokers' deceptive practices and how they impact your investments. We also expose the high fees charged by investment brokers and find ways to reduce these costs. You’ll discover annuities as a low-risk alternative for generating retirement income. You will also learn to effectively monitor brokers' performance and hold them accountable. And more! 
This episode is a little longer than most, but it’s because we cover these important topics:
Consider annuities as an alternative to traditional stock market investments for maximizing your retirement savings.
Explore different ways to earn a specific rate of return, such as 8%, by examining various investment scenarios and their potential outcomes.
Understand the dangers of relying solely on an average rate of return and the potential impact of market volatility on your retirement savings.
Research fixed annuities or CDs that offer a consistent return on investment, reducing the impact of market fluctuations on your savings.
Consult with a financial advisor who specializes in maximizing retirement income and can provide guidance on using annuities as a stock market alternative.
Be aware of the marketing tactics used by some financial advisors that promote unrealistic expectations for retirement planning and returns on investment.
Educate yourself on the importance of understanding the real rate of return and how it can affect your overall retirement savings.
Utilize future value calculators to better understand the potential outcomes of various investment scenarios.
Seek professional advice on how to balance your investment portfolio, incorporating annuities as an alternative to more traditional stock market investments.
Continually evaluate and adjust your retirement planning strategies to ensure you are maximizing your income and minimizing potential risks.
If you have any questions, we are more than happy to answer them. Just reach out to info@renovatingretirement.com, anytime!
For more info, episodes, and notes, head on over to https://renovatingretirement.com
Thanks for listening, and please subscribe to or follow the podcast wherever you get your podcasts from and be sure to share with your friends and family as well. Thanks again!
About Charlie Jewett
Charlie Jewett is an author, speaker, recruiter, trainer, consumer advocate and investment advisor from San Diego, CA. As the “Financial Services Whistleblower” Charlie has been trying to change the way that industry professionals and consumers think about retirement since 2005. With considerable years of experience and an array of professional certifications, Charlie focuses on stock market alternatives combined with tax-free retirement income and provides educational materials that help people to create their ideal retirement plan. He is the host of two podcasts, Renovating Retirement and Target Practice for Advisors, as well as the author of “Renovating Retirement” and “Two Ways to Be Debt Free”, both available on Amazon Kindle.
About Bobby Alford
Bobby Alford has walked an unconventional path to becoming the CEO of Renovating Retirement. He spent 10 years in the US Submarine force, both as an officer and enlisted person, earning a degree in nuclear engineering along the way. Bobby then joined corporate America and worked for a Fortune 50 company in operations, finance, and sales management roles. After getting his MBA, he began working with military veterans to improve their retirement options. At that point he found Charlie Jewett and learned how to truly impact a person's financial life using the MERIT model of planning. Bobby joined Charlie and now uses his skills to grow their company toward achieving the goal of creating $1 billion dollar

We have a special guest joining us today, April Brown, a retired law enforcement professional. And we’re having a conversation about the tricks and strategies “Joker Brokers” use to steer you into a plan that doesn’t work for you but is really in their best interest. It’s mostly deception, and what bugs us is that they are not teaching, just telling. We like to teach and inform our clients so they understand how everything works, and they know where they are going.
Charlie likes to use the analogy that these Joker Brokers are like taxi drivers who take your money, and then take you where they want you to go, you don’t have much of a choice in your destination! Listen in as we reveal some of the underlying issues of the strategies these brokers use, why they aren’t in your best interest, and what works better, much better.
And, if you have any questions, we are more than happy to answer them. Just reach out to info@renovatingretirement.com, anytime!
For more info, episodes, and notes, head on over to https://renovatingretirement.com
Thanks for listening, and please subscribe to or follow the podcast wherever you get your podcasts from and be sure to share with your friends and family as well. Thanks again!
About Charlie Jewett
Charlie Jewett is an author, speaker, recruiter, trainer, consumer advocate and investment advisor from San Diego, CA. As the “Financial Services Whistleblower” Charlie has been trying to change the way that industry professionals and consumers think about retirement since 2005. With considerable years of experience and an array of professional certifications, Charlie focuses on stock market alternatives combined with tax-free retirement income and provides educational materials that help people to create their ideal retirement plan. He is the host of two podcasts, Renovating Retirement and Target Practice for Advisors, as well as the author of “Renovating Retirement” and “Two Ways to Be Debt Free”, both available on Amazon Kindle.
About Bobby Alford
Bobby Alford has walked an unconventional path to becoming the CEO of Renovating Retirement. He spent 10 years in the US Submarine force, both as an officer and enlisted person, earning a degree in nuclear engineering along the way. Bobby then joined corporate America and worked for a Fortune 50 company in operations, finance, and sales management roles. After getting his MBA, he began working with military veterans to improve their retirement options. At that point he found Charlie Jewett and learned how to truly impact a person's financial life using the MERIT model of planning. Bobby joined Charlie and now uses his skills to grow their company toward achieving the goal of creating $1 billion dollars of annual tax-Free money for their clients.
 

We find most people, our clients and prospects, in the stock market. It's the most popular common thing for people to do. How do you know you want to stay there or that that should be a part of your life unless you know how it actually works? How can you make any decisions if you can't see clearly?
So, in today’s episode we’re going to help you remove some of the confusion of what it is about the stock market that people need, want and love so much. How is something so popular even though it slaps you around and beats you up and underperforms all the other tools? How does it keep such a grip on people? Right? So, listen in as we reveal some of the underlying issues of the stock market and what works better, much better.
And, if you have any questions, we are more than happy to answer them. Just reach out to info@renovatingretirement.com, anytime!
For more info, episodes, and notes, head on over to https://renovatingretirement.com
Thanks for listening, and please subscribe to or follow the podcast wherever you get your podcasts from and be sure to share with your friends and family as well. Thanks again!
About Charlie Jewett
Charlie Jewett is an author, speaker, recruiter, trainer, consumer advocate and investment advisor from San Diego, CA. As the “Financial Services Whistleblower” Charlie has been trying to change the way that industry professionals and consumers think about retirement since 2005. With considerable years of experience and an array of professional certifications, Charlie focuses on stock market alternatives combined with tax-free retirement income and provides educational materials that help people to create their ideal retirement plan. He is the host of two podcasts, Renovating Retirement and Target Practice for Advisors, as well as the author of “Renovating Retirement” and “Two Ways to Be Debt Free”, both available on Amazon Kindle.
About Bobby Alford
Bobby Alford has walked an unconventional path to becoming the CEO of Renovating Retirement. He spent 10 years in the US Submarine force, both as an officer and enlisted person, earning a degree in nuclear engineering along the way. Bobby then joined corporate America and worked for a Fortune 50 company in operations, finance, and sales management roles. After getting his MBA, he began working with military veterans to improve their retirement options. At that point he found Charlie Jewett and learned how to truly impact a person's financial life using the MERIT model of planning. Bobby joined Charlie and now uses his skills to grow their company toward achieving the goal of creating $1 billion dollars of annual tax-Free money for their clients.
 

Today, we’re here to chat about what you may have been experiencing for the last couple months in this market, which is where there are losses, there's steak. Watch out vegans, this is not a vegan episode. (Just kidding). 
There are lots of laws in the universe, and there seems to be a law that when the market goes down, your joker broker advisor wants to play golf or wants to meet you. Their relationship becomes really important all of a sudden! Oh my goodness, wait, the market's down. I should reach out to the Jones’ and to the Smiths… Right? Because they got you with the risk with a side of fees as the answer to everything. 
When the market's going up, there's no reason really to talk, right? Nope. You're happy. Anyway, we talk about it all the time, all the evidence proves that if you don't use the joker brokers, you'd make more money just buying the index. Listen to this episode as we give our advice and some tips on what to do when the steak shows up!
And, if you have any questions, we are more than happy to answer them. Just reach out to info@renovatingretirement.com, anytime!
For more info, episodes, and notes, head on over to https://renovatingretirement.com
Thanks for listening, and please subscribe to or follow the podcast wherever you get your podcasts from, and be sure to share with your friends and family as well. Thanks again!
About Charlie Jewett
Charlie Jewett is an author, speaker, recruiter, trainer, consumer advocate and investment advisor from San Diego, CA. As the “Financial Services Whistleblower” Charlie has been trying to change the way that industry professionals and consumers think about retirement since 2005. With considerable years of experience and an array of professional certifications, Charlie focuses on stock market alternatives combined with tax-free retirement income and provides educational materials that help people to create their ideal retirement plan. He is the host of two podcasts, Renovating Retirement and Target Practice for Advisors, as well as the author of “Renovating Retirement” and “Two Ways to Be Debt Free”, both available on Amazon Kindle.
About Bobby Alford
Bobby Alford has walked an unconventional path to becoming the CEO of Renovating Retirement. He spent 10 years in the US Submarine force, both as an officer and enlisted person, earning a degree in nuclear engineering along the way. Bobby then joined corporate America and worked for a Fortune 50 company in operations, finance, and sales management roles. After getting his MBA, he began working with military veterans to improve their retirement options. At that point he found Charlie Jewett and learned how to truly impact a person's financial life using the MERIT model of planning. Bobby joined Charlie and now uses his skills to grow their company toward achieving the goal of creating $1 billion dollars of annual tax-Free money for their clients.

We are back for the final installment in this series! We have been reviewing an article that came out ten years ago with a similar title to our podcast episode. And this is the fourth in a series where we are going to unpack each of these ten points, these ten reasons, and help you understand the difference between an Indexed Universal Life policy and a Whole Life policy. We want you to hear both sides, so you are well-informed and can make the best decisions for yourself and your family. If you haven’t watched the first three in this series, you can watch those before this one to get caught up!
Today we are focusing on numbers three, two and one. #3 is “Guarantees are not calculated annually*”, #2 is “All of the above can be changed by the company” and #1 is “The risk is shifted back to the insured.” Listen as we explain what we think these mean and why they seem to be untruthful and inaccurate… and frankly, just don’t make much sense. We like to make these concepts simple and easy for you to understand. And if you have any questions, we have answers and reports we can share with you or your agent. Just reach out to bobby@renovatingretirement.com, and we’re happy to share!
Here is the article we have been reviewing: https://infinitebanking.org/the-top-10-reasons-not-to-buy-equity-indexed-universal-life/
For more info, episodes, and notes, head on over to https://renovatingretirement.com
Thanks for listening, and please subscribe to or follow the podcast wherever you get your podcasts from, and be sure to share with your friends and family as well. Thanks again!
About Charlie Jewett
Charlie Jewett is an author, speaker, recruiter, trainer, consumer advocate and investment advisor from San Diego, CA. As the “Financial Services Whistleblower” Charlie has been trying to change the way that industry professionals and consumers think about retirement since 2005. With considerable years of experience and an array of professional certifications, Charlie focuses on stock market alternatives combined with tax-free retirement income and provides educational materials that help people to create their ideal retirement plan. He is the host of two podcasts, Renovating Retirement and Target Practice for Advisors, as well as the author of “Renovating Retirement” and “Two Ways to Be Debt Free”, both available on Amazon Kindle.
About Bobby Alford
Bobby Alford has walked an unconventional path to becoming the CEO of Renovating Retirement. He spent 10 years in the US Submarine force, both as an officer and enlisted person, earning a degree in nuclear engineering along the way. Bobby then joined corporate America and worked for a Fortune 50 company in operations, finance, and sales management roles. After getting his MBA, he began working with military veterans to improve their retirement options. At that point he found Charlie Jewett and learned how to truly impact a person's financial life using the MERIT model of planning. Bobby joined Charlie and now uses his skills to grow their company toward achieving the goal of creating $1 billion dollars of annual tax-Free money for their clients.